Vaishya Sahakari Bank Ltd. offers convenient and affordable Personal Loans to help you meet your financial needs with ease. Whether it’s for education, medical expenses, family functions, travel, or any other personal requirement, our Personal Loan is designed to provide you with quick financial support and flexible repayment options.
Features & Benefits:
- Attractive and competitive rate of interest.
- Quick processing and minimal documentation.
- Flexible repayment tenure as per your convenience.
- Loan available for salaried individuals, professionals, and self-employed persons.
- Easy EMI options through account debit facility.
- No hidden charges — complete transparency throughout the process.
Eligibility:
- Applicant must be a member/account holder of the bank.
- Satisfactory income proof and repayment capacity.
- Guarantor(s) as per bank’s policy.
Purpose:
- Marriage or family functions
- Medical or emergency expenses
- Higher education
- Travel or holiday
- Purchase of consumer durables or any other genuine personal need
Documents Required:
- Duly filled loan application form
- Identity and address proof
- Recent salary slips / ITR / income proof
- Bank statement of the last six months
- Passport size photographs
- Guarantor details
