Term Deposit Interest Rate

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REVISED RATE OF INTEREST ON TERM DEPOSITS w.e.f. 10/04/2026
Interest Rates (% P.A.)
Period General Public, Co-op. Hsg. Soc. Senior Citizen
SHORT TERM DEPOSIT (STD)
15 days  to   90 days  4.75  4.85 
91 days  to 180 days  5.50  5.60 
181 days  to  364 days  6.5 6.6
FIX DEPOSIT - MIP / QIP
For 12 Month 7.25 7.50
For 12 Month - Reinvestment 7.00 7.10
For 12 Month -        Recurring Deposit 7.25 7.50
Above 12 Months to 24 Months
FIX DEPOSIT-MIP/QIP 7.30 7.40
Reinvestment 7.00 7.10
Recurring Deposit 7.30 7.40
Above 24 Months to 60 Months (All Products - Excluding STD) 7.00 7.10
Above 60 Months to 120 Months (All Products - Excluding STD) 6.75 6.85
 
Bulk Fix Deposit (Only for MIP & QIP)
Period Amount Interest Rates (% p.a)
As per slab as above Rs. 15.00 Lakh to Rs. 99.99 Lakh (Single Receipt) 0.15 % Extra on Applicable Rate