Monthly Income Scheme

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Vaishya Sahakari Bank Ltd. offers a Monthly Income Scheme (MIS) designed to provide you with a regular and steady source of income from your savings. This scheme is ideal for individuals seeking fixed monthly returns along with the safety and trust of a cooperative banking institution.


Key Features:

💰 Regular Monthly Income: Interest is paid out every month, ensuring a stable and predictable return.

🕒 Flexible Tenure: Choose a deposit period that suits your financial goals.

🔒 Assured Returns: Earn attractive interest rates with guaranteed income.

👨‍👩‍👧‍👦 Ideal for Retirees & Senior Citizens: Perfect for those who prefer monthly income for personal or household expenses.

🏦 Safe & Secure Investment: Your deposit is backed by the trust and reliability of Vaishya Sahakari Bank Ltd.


Eligibility:

  • Available for Individuals, Joint Accounts, and Senior Citizens.

Benefits:

  • Option to credit monthly interest directly to your savings or current account.
  • Premature withdrawal facility available as per bank rules.
  • Earn consistent returns while keeping your investment secure.