Pradhan Mantri Awas Yojana

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Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India with the vision of providing “Housing for All”. Vaishya Sahakari Bank Ltd proudly supports this mission by offering easy and affordable financial assistance to eligible beneficiaries under the scheme.


Key Features:

► Subsidized Home Loan Interest under the Credit Linked Subsidy Scheme (CLSS).

► Financial support for construction, purchase, or enhancement of a house.

► Lower EMI burden due to government interest subsidy.

► Transparent and hassle-free process through Vaishya Sahakari Bank Ltd.


Eligibility Highlights:

  • Applicant must belong to EWS/LIG/MIG income categories as per PMAY norms.
  • Family should not own a pucca house in India.
  • The property must be located in areas notified under PMAY guidelines.

Why Choose Vaishya Sahakari Bank Ltd?

  • Customer-friendly processing
  • Quick loan approvals
  • Dedicated assistance throughout the PMAY application process